YOUR USE OF THIS WEBSITE
You agree that the Site itself, as well as all content [including but not limited to web pages, emails, documents, video files, sound recordings, webinars, podcasts, presentations, public events, training courses and materials, graphics, photos, images, artwork, tools, apps, software, products, services, advertisements and/or other materials made available in the Site by the Company or other third parties, as well as the look and feel of all of the foregoing, collectively referred to as the “Content”] are maintained by the Company for your personal use and information and are the property of the Company and/or its third party providers.
Any unauthorized use of the Content may violate the Company’s Intellectual Property rights, and other proprietary rights of the Company and/or third parties, as well as the laws of privacy and publicity, and other regulations and statutes. Nothing contained in this Agreement or in the Site shall be construed as granting, by implication or otherwise, any license or right to use any Intellectual Property or other proprietary information without the express written consent of the Company or third party owner.
When sharing on social media or linking to our Site YOU ARE PERMITTED TO USE OUR HEADLINES, and you are authorised to ONLY LINK DIRECTLY TO OUR CONTENT and YOU MAY NOT INSERT any intermediate page, landing page, splash page or any other content in-between. With the express exception outlined in this paragraph:
- No Content may be copied, reproduced, republished, uploaded, posted, transmitted, distributed, used for public or commercial purposes, or downloaded in any way unless written permission is expressly granted by the Company.
- Modification of the Content or use of the Content for any other purpose is a violation of the Intellectual Property and other proprietary rights of the Company, as well as other authors who created the materials, and may be subject to monetary damages and penalties.
- You may not distribute, modify, transmit or use the Content of the Site or any Content for public or commercial purposes without the express written permission of the Company.
All trade names, trademarks, and images and biographical information of people used in the Content and contained in the Site, including without limitation the names and trademarks “BusinessNavigate™” and “BusinessNavigateAcademy™” are either the property of, or used with permission by, the Company.
The Company respects the copyright, trademark and all other intellectual property rights of others. The use of any third party trademarks in the Site is not intended to imply any connection between the Company and the trademark proprietor or any of its products or services, nor any endorsement of the Site by the trademark proprietor, or endorsement of Content by the trademark proprietor.
If you believe that your intellectual property rights are being violated and/or that any work belonging to you has been reproduced in the Site or in any Content in any way, please immediately notify the Company at contact us. Please provide your name and contact information, the nature of your work and how it is being violated, all relevant copyright and/or trademark registration information, the location/URL of the violation, and any other information you believe is relevant.
For Educational Purposes Only
THE COMPANY AND THE SITE DO NOT PROVIDE ANY ADVICE OF ANY KIND.
THE SITE SOLE USE IS FOR EDUCATIONAL PURPOSES ONLY. WITHOUT LIMITATION, ABSOLUTELY NOTHING CONTAINED IN THE SITE IS INTENDED TO BE INSTRUCTIONAL, OR BE CONSTRUED AS RECOMMENDATIONS OR ADVICE OF ANY KIND WHATSOEVER, INCLUDING BUT NOT LIMITED TO BUSINESS, ACCOUNTING, INVESTMENT, LEGAL, MARKETING, MEDICAL, PSYCHOLOGICAL, PERSONAL, RELATIONSHIP, OR ANY OTHER ADVICE.
THE SITE SHOULD NOT BE USED AS A SUBSTITUTE OR REPLACEMENT FOR THE ADVICE FROM APPROPRIATELY QUALIFIED AND/OR LICENSED PROFESSIONALS OR PRACTITIONERS. NEVER DISREGARD PROFESSIONAL ADVICE OR DELAY IN SEEKING IT BECAUSE OF SOMETHING YOU HAVE READ, HEARD OR SEEN IN THE SITE.
NEITHER THE COMPANY NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR MAINTAINING THE SITE AND/OR ANY CONTENT IN THE SITE SHALL BE LIABLE UNDER ANY CIRCUMSTANCES FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO OR USE OF THE SITE.
WITHOUT LIMITING THE FOREGOING, ALL CONTENT IN THE SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.
THE COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF THE CONTENT IN THE SITE, THE RESULTS OF THE USE OF THE CONTENT, THE SUITABILITY OF THE CONTENT FOR ANY USER’S NEEDS OR THE LIKELIHOOD THAT THEIR USE WILL MEET ANY USER’S EXPECTATIONS, OR THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR CORRECTION.
WITHOUT LIMITING THE FOREGOING, THE COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS OR GUARANTEES THAT YOU WILL EARN ANY MONEY USING THE SITE OR THE CONTENT. YOUR EARNING POTENTIAL IS ENTIRELY DEPENDENT ON YOUR OWN PRODUCTS, IDEAS, TECHNIQUES, YOUR EXECUTION OF YOUR BUSINESS PLAN, THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES OFFERED AND UTILIZED, AS WELL AS YOUR FINANCES, YOUR KNOWLEDGE AND YOUR SKILL.
SINCE THESE FACTORS DIFFER AMONG ALL INDIVIDUALS, THE COMPANY CANNOT AND DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS OR GUARANTEES OF ANY KIND REGARDING YOUR SUCCESS OR INCOME LEVEL. YOU ACCEPT ALL RESPONSIBILITY FOR EVALUATING YOUR OWN EARNING POTENTIAL AS WELL AS EXECUTING YOUR OWN BUSINESS AND SERVICES.
TO THE EXTENT THAT WE INCLUDE ANY CASE STUDIES OR TESTIMONIALS ON THIS SITE, YOU CAN ASSUME THAT NONE OF THESE STORIES IN ANY WAY REPRESENT THE “AVERAGE” OR “TYPICAL” CUSTOMER EXPERIENCE.
HOWEVER, WHEN WE DO PROVIDE SPECIFIC CLAIMS OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS THESE WILL HAVE BEEN FULLY VERIFIED BY REFERENCE TO AUDITABLE DOCUMENTATION. SUCH CLAIM RESULTS CAN BE VERIFIED UPON REQUEST.
Affiliate and Advertising Disclaimer
PLEASE NOTE THAT THE SITE MAY CONTAIN AFFILIATE LINKS TO THIRD PARTY PRODUCTS AND SERVICES. YOU ARE WELCOME TO BUY THROUGH OUR AFFILIATE LINKS, AND IF YOU DO, WE WILL BE PAID A PERCENTAGE OF THE SALE.
THE SITE MAY ALSO CONTAIN ADVERTISEMENTS BY THIRD PARTIES. YOU ARE WELCOME TO CLICK ANY OF THE ADVERTISEMENT LINKS, AND IF YOU DO, WE WILL BE PAID A COMMISSION.
THE COMPANY IS NOT RESPONSIBLE FOR ANY PRODUCTS ORDERED FROM OUR AFFILIATE MERCHANTS OR ADVERTISERS AND WE CANNOT BE HELD RESPONSIBLE FOR ANY ACTIONS OR INACTIONS BY OUR AFFILIATED MERCHANTS OR ADVERTISERS NOR THE WAY THEY HANDLE CUSTOMER SUPPORT QUERIES.
ALTHOUGH WE DO OUR BEST TO KEEP ALL LINKS UP TO DATE AND VALID, WE CANNOT GUARANTEE THE ACCURACY OF LINKS, PRICES DISPLAYED OR SPECIAL OFFERS DISPLAYED.
USER ACCOUNTS/MEMBERS’ AREA
When you register with the Company and/or this Site and create your account, you must complete your account details in the manner described in the Site including selecting a username and password [“Login Details”]. Your account and Login Details are personal to you and you must ensure that they are complete and accurate when submitted and you must keep your account details up-to-date.
YOU ARE ONLY ISSUED WITH ONE SINGLE LOGIN THAT WILL BE USED TO VERIFY YOUR IDENTITY WHEN USING THE SITE AND ONCE VERIFIED GIVES YOU ACCESS ALL PRODUCTS AND TRAINING COURSES YOU HAVE PURCHASED FROM OUR SITE. NO ADDITIONAL LOGINS WILL BE REQUIRED.
When you register with the Site you expressly consent to receive any notices, announcements, agreements, disclosures, reports, documents, communications concerning products or services, or other records or correspondence from the Company. You consent to receive notices electronically by way of transmitting the notice to you by email, SMS or any other method.
YOU MUST AT ALL TIMES MAINTAIN THE CONFIDENTIALITY OF YOUR LOGIN DETAILS AND NOT DISCLOSE THEM TO ANY THIRD PARTY. YOU ARE FULLY LIABLE FOR ALL CHARGES INCURRED ON YOUR ACCOUNT WHETHER OR NOT AUTHORISED BY YOU.
You agree that you are solely responsible for any use of the site by any person using your login details and you agree to indemnify the company against any and all claims arising out of your failure to maintain the confidentiality of your login details.
If you believe someone has accessed the Site using your username and password without your authorization, you must immediately change or update your billing information and card details by logging into you members’ area. Click on “login” and then go to “My Account” there will be a section called “Credit Card Info”.
The Company will not be liable for any losses that you may incur as a result of someone else using your Login Details or account, whether with or without your knowledge or consent. You agree to notify the Company immediately of any unauthorised use of your account or any other breach of security.
Please also refer to the FAQs for general questions about the Members’ Area.
UNLESS OTHERWISE STATED, ALL OUR PRODUCTS ARE COVERED BY AN UNCONDITIONAL 30-DAY MONEY BACK GUARANTEE FROM THE DATE OF PURCHASE.
Longer, shorter and/or conditional guarantees may apply, so check the sales material for details at the time of your order. We always list the Money Back Guarantee for each Product on the Sales and Checkout pages.
To claim your refund, we must receive your notice prior to the expiry date of the Money Back Guarantee period and it must in writing via email. Please contact us.
We do not provide pro-rata refunds and we shall refuse any refund after the Money Back Guarantee period has expired. If you habitually purchase product or services and then habitually seek refunds you may be blocked from making any future purchases from the Site.
BILLING AND PAYMENTS
Currency, Prices, Taxes and other charges
Except where specifically stated, all prices are quoted and are payable in United States dollars (USD).
The price payable by you for any Product or Service [“Product”] ordered or purchased from the Site is the price quoted at the time your order is submitted. The Company reserves the right to vary any prices at any time and without any prior notice to you.
Where a Product is listed on this Site with an incorrect price or with incorrect information, we reserve the right to cancel your order (regardless of whether you have made payment for that order). Where you have already made payment for an order that is subsequently cancelled by us we will refund the amount paid by you in relation to that order.
Prices are exclusive of any and all import fees, duties, tariffs, taxes or other imposts or charges including but not limited to foreign currency transaction fees, user credit card or bank fees, or differences and fluctuations in foreign exchange rates. You are responsible for paying any and all such charges.
The Company currently accepts payment by credit/debit cards only (MasterCard, Visa, American Express and Discover) and all fees and charges incurred in connection with your account will be billed to the credit card designated during the registration process for your Account. You are responsible for keeping all credit/debit card and contact information current with your provider.
The Company uses a SECURE THIRD-PARTY PAYMENTS SERVICE (eg Stripe or PayPal/PayflowPro) and you agree to pay for your orders by authorising our nominated payment service to charge your credit card account for the total price of the goods or services ordered and the applicable delivery charges (if any). YOU AGREE TO BE BOUND BY THE TERMS OF THESE THIRD-PARTY PAYMENT SERVICES.
If you want to designate a different card or there is a change in credit card validity or expiration date, you may change or update your billing information and card details by logging into you members’ area. Click on “login” and then go to “My Account” there will be a section called “Credit Card Info”.
When you make a purchase on the Site, we will send notification on the day your credit card is charged to the email address you provide us and the charge will appear on your statement within 5-10 days. All recurring subscriptions and payment plans are automatically invoiced prior to the due date and charged to the payment method you used at the time you purchased the subscription.
Problems with payments
We have no obligation to supply Product unless and until we receive payment of all prices and fees. If there is a problem with your payment (for example, if your credit card transaction is declined), we may contact you to make alternative payment arrangements.
Until payment is restored, your account and access to your products or training courses that has the failed payment may be suspended. You will be liable for all debt collection costs where you fail to make payment for any order.
You may change or update your billing information and credit card details by logging into you members’ area. Click on “login” and then go to “My Account” there will be a section called “Credit Card Info”.
Products – Trial/Discounted Trial
If you initially sign-up for a product which includes a free or discounted trial period, and you don’t cancel before the trial period expiry date, you will automatically be billed on the day the trial period ends.
IF YOU CANCEL BEFORE THE TRIAL PERIOD EXPIRY DATE, YOU WILL NOT BE CHARGED.
Products – One-Time Payment
Once payment in full has been received for your purchase, you will receive an email with your invoice/receipt and a second email with your login details or download instructions as appropriate to access the Product.
SUBJECT TO THE MONEY BACK GUARANTEE ASSOCIATED WITH THE PRODUCT THAT YOU HAVE PURCHASED, IF YOU CANCEL WITHIN THE MONEY BACK GUARANTEE PERIOD, WE WILL REFUND YOUR MONEY AS SOON AS REASONABLY POSSIBLE.
Products – Payment Plan
For some of our One-Time Payment Products we may offer a Payment Plan where you will be billed at regular intervals until your Payment Plan is completed and your Product is paid in full. You agree to pay for any Payment Plan by recurring payment.
We will automatically charge you and you accept responsibility for all recurring charges incurred in your Payment Plan. You agree that we may make periodic charges relating to your Payment Plan without further authorisation from you.
Once the first payment has been received for your purchase, you will receive an email with your invoice/receipt and a second email with your login details or download instructions as appropriate to access the Product.
If your Payment Plan payments fail and/or your credit card expires before your Payment Plan is paid in full, we reserve the right to revoke your access to the Product until payment is re-commenced.
SUBJECT TO THE MONEY BACK GUARANTEE ASSOCIATED WITH THE PRODUCT THAT YOU HAVE PURCHASED, IF YOU CANCEL WITHIN THE MONEY BACK GUARANTEE PERIOD, WE WILL REFUND YOUR MONEY AS SOON AS REASONABLY POSSIBLE.
Products – Subscriptions
Subscriptions (eg memberships) are products that have regular Recurring Payments. You agree to pay for any Subscription Products by recurring payment and all Subscription plans will continue indefinitely until you cancel your subscription.
We will automatically charge you and you accept responsibility for all recurring charges incurred in your Subscription. You agree that we may make periodic charges relating to your Subscription without further authorisation from you.
Once the first payment has been received for your Subscription, you will receive an email with your invoice/receipt and a second email with your login details or download instructions as appropriate to access the Product.
You may cancel your subscription at any time by giving 7 WORKING DAYS’ NOTICE PRIOR TO THE DATE OF YOUR NEXT SUBSCRIPTION INSTALMENT stating that you wish to cancel your subscription. For example, if your billing cycle is on the 2nd of every month, and you cancel on the 28th, you’ll still have to pay for next period, but you won’t be charged again after that. You accept responsibility for all recurring charges incurred prior to cancellation. In order to treat everyone equally, no exceptions will be made.
Your notice of cancellation must be in writing via email. Please contact us.
PLEASE NOTE THAT IF YOU GIVE US NOTICE OF CANCELLATION FEWER THAN 7 WORKING DAYS BEFORE A PENDING SUBSCRIPTION INSTALMENT PAYMENT IS DUE TO BE CHARGED, WE CANNOT GUARANTEE THAT THAT CHARGE WILL BE CANCELLED IN TIME.
DISRUPTION OF SERVICE
The Company does not warrant that use of the Site will be uninterrupted or error free, that defects will be corrected, or that this Site, the Content, and/or the materials available on this Site are free from bugs or viruses or other harmful components.
The Company shall not be responsible for any performance or service problems caused by any third party website or third party service provider (including but not limited to your web service provider service, Paypal/PayflowPro or Stripe payment services, your software and/or any updates or upgrades to that software). Any such problem shall be governed solely by the agreement between you and that provider.
THE COMPANY RESERVES THE RIGHT TO DETERMINE, IN ITS SOLE DISCRETION, WHETHER THE COMPANY IS RESPONSIBLE FOR ANY SUCH MALFUNCTION OR DISRUPTION. THE COMPANY MAY, IN ITS SOLE DISCRETION, REFUND THE INITIAL FEE CHARGED FOR ANY USE OF THE SITE AND/OR ANY CONTENT OR A PRO-RATA PORTION THEREOF CONSISTENT WITH THE COMPANY’S REFUND POLICY.
USER GENERATED CONTENT
User generated content [“User Content”] refers to comments posted on our blogs, social networks, message boards or forums, testimonials, suggestions, or any other types of submissions to the Company about the Company or the Site, including but not limited to notes, text, drawings, images, designs, audio, video, or computer programs. You warrant and represent that you own or otherwise have all necessary rights to the User Content, it does not contain any malicious code, and each person depicted has provided their consent.
User Content shall become, and shall remain, the sole property of the Company. No User Content shall be subject to any obligation of confidence on the part of the Company. The Company shall exclusively own all rights to (including intellectual property rights thereto), and shall be entitled to unrestricted use, publication, and dissemination as to all such submissions for any purpose, commercial or otherwise without any acknowledgment or compensation to you.
LIABILITY AND INDEMNITY
IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE, RELIANCE OR CONSEQUENTIAL DAMAGES, WHETHER FORESEEABLE OR NOT, INCLUDING BUT NOT LIMITED TO DAMAGE OR LOSS OF PROPERTY, EQUIPMENT, INFORMATION OR DATA, LOSS OF PROFITS, REVENUE OR GOODWILL, COST OF CAPITAL, COST OF REPLACEMENT PRODUCTS, OR CLAIMS FOR SERVICE INTERRUPTIONS OR TRANSMISSION PROBLEMS, OCCASIONED BY ANY DEFECT IN THE SITE, THE CONTENT, THE PRODUCTS AND/OR RELATED MATERIALS, THE INABILITY TO USE SITE PROVIDED HEREUNDER OR ANY OTHER CAUSE WHATSOEVER WITH RESPECT THERETO, REGARDLESS OF THEORY OF LIABILITY. THIS LIMITATION WILL APPLY EVEN IF THE COMPANY HAS BEEN ADVISED OR IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
YOU AGREE TO INDEMNIFY AND HOLD THE COMPANY AND EACH OF ITS DIRECTORS, OFFICERS EMPLOYEES, AND AGENTS, HARMLESS FROM ANY AND ALL LIABILITIES, CLAIMS, DAMAGES AND EXPENSES, INCLUDING REASONABLE ATTORNEY’S FEES, ARISING OUT OF OR RELATING TO (i) YOUR BREACH OF THIS AGREEMENT, (ii) ANY VIOLATION BY YOU OF THE LAW OR THE RIGHTS OF ANY THIRD PARTY, (iii) ANY MATERIALS, INFORMATION, WORKS AND/OR OTHER CONTENT OF WHATEVER NATURE OR MEDIA THAT YOU POST OR SHARE ON OR THROUGH THE SITE, (iv) YOUR USE OF THE SITE OR ANY PRODUCTS THAT THE COMPANY MAY PROVIDE VIA THE SITE, AND (v) YOUR CONDUCT IN CONNECTION WITH THE SITE, CONTENT, PRODUCTS OR SERVICES OR WITH OTHER USERS OF THE SITE, CONTENT, PRODUCTS OR SERVICES.
The Company reserves the right to assume the exclusive defence of any claim for which the Company is entitled to indemnification under this Section. In such event, you shall provide the Company with such cooperation as is reasonably requested by the Company.
The Company shall use commercially reasonable efforts to restrict unauthorized access to our data and files. However, no system whether or not password protected can be entirely impenetrable. You acknowledge that it may be possible for an unauthorized third party to access, view, copy, modify, or distribute the data and files you store using the Site. USE OF THE SITE IS COMPLETELY AT YOUR OWN RISK.
This agreement shall be governed by and construed in accordance with the laws of the State of New South Wales AUSTRALIA, without giving effect to any principles of conflicts of law. You further submit to the exclusive jurisdiction of the State and Australian Federal courts. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.
In accordance with the US Office of Foreign Assets Control (OFAC) regulations the Company cannot trade with certain countries – check with the US Treasury for the most recent information.
Headings are provided for your convenience only.
Name: BusinessNavigate.com & BusinessNavigateAcademy.com
Vendor ID: BUSINESSNAVIGATE (this will appear on all invoice/statements)
Address: Suite 7 Seabridge House, 377 Kent Street, Sydney 2000 NSW, AUSTRALIA
Last Updated: 1 December 2016